Retailer staff at a POS terminal
For retailers

Sell more. Get paid weekly. Carry zero credit risk.

Altura turns salaried workers into your most reliable repeat customers — backed by their employer's payroll. Higher baskets, faster checkout, guaranteed Friday settlement.

01 / 03·POS-ready · authorise in 2s
Anchor partner: Uchumi · 12+ retailers in pipeline

Plug Altura into your existing till or e-commerce checkout in days. We handle credit, customer authentication, and weekly settlement — you keep the customer relationship and the basket.

+38%
Avg basket lift
7d
Settlement cycle
0%
Credit risk to you
<3s
Authorisation latency
Why join Altura

Payroll-linked customers spend bigger and come back faster.

Higher basket value

Customers buy what they actually need — not just what cash on hand allows.

More foot traffic

Become the default destination for every employer in our network.

Guaranteed settlement

Net of commission, paid every Friday for the past 7 days of approved sales.

Loyal corporate customers

Each employer brings hundreds of pre-approved buyers to your aisles.

How settlement works

One bank transfer. Every Friday. Always.

You don't carry the credit. You don't chase the customer. You don't reconcile receipts. Altura aggregates every approved transaction, applies the agreed commission, and wires the net amount straight to your account.

  • Real-time authorisation at POS or e-commerce
  • Daily settlement preview in your merchant portal
  • Weekly bank transfer net of commission
  • Reconciliation report auto-emailed to finance
Sample weekly settlement
Approved transactions287
Gross volumeKSh 2,184,500
Altura commission (4%)− KSh 87,380
Net settlementKSh 2,097,120
Wired to your bank every Friday by 12:00 — guaranteed.
Partner onboarding

Live in two weeks.

STEP 01
Commercial agreement

Sign the partnership terms and agree commission tiers.

STEP 02
POS & API integration

Plug into your till or web checkout. Sandbox + live keys provided.

STEP 03
Go live with launch

We co-market your store to all employer networks. First settlement in 7 days.

Ready to be the next Uchumi?

Join Altura's retail network and unlock thousands of payroll-backed shoppers.

Apply to become a partner