A staff welfare benefit that costs nothing to run.
Altura lets your team purchase essentials between paydays at trusted retailers — and we recover the money automatically through payroll.
You stay out of lending. Your team stays financially stable. We handle credit, retailers, authorisation, and recovery — you simply forward the agreed payroll deduction each month.
All the welfare upside. None of the lending headache.
Tangible benefit your HR team can promote at recruitment and review cycles.
We deliver a deduction file. Your payroll forwards the funds. That's it.
Employer-set ceilings as a percentage of net salary, by department or grade.
Live dashboard of staff usage, repayment status, and welfare engagement.
We handle communication, education, and rollout — even at multi-site employers.
Encrypted payroll integration. ISO-aligned data handling. Zero PII shared with retailers.
The cleanest path to employee financial wellness.
| Capability | Altura | Salary advance | Payday loans |
|---|---|---|---|
| Employer credit risk | None | Possible | None |
| Repayment guarantee | Payroll-secured | Payroll-secured | Consumer chase |
| Retailer settled directly | Yes | No | No |
| Cost to employer | Zero | Float required | Zero |
| Welfare narrative | Strong | Mixed | Negative |
From signed agreement to live limits in 14 days.
We map your headcount, payroll cycle, and welfare goals.
Standard MSA, deduction authority, and limit policy agreed.
Secure import of verified payroll roster and salary data.
Limits issued. Communication kits sent. Day one shopping enabled.
Give your team purchasing power.
Talk to our partnerships team about onboarding your workforce in the next pilot wave.
Become an employer partner